Taking care of baby

You're off to work, but someone's has to stay to watch your child. Here are your options
You're off to work, but someone's has to stay to watch your child. Here are your options

Congratulations! You just got a big bonus. Get ready to share it with your new baby. New parents can expect to pay between $9,600 and $31,200 a year in childcare costs. Here, Precedent weighs your options.

The Live-Out Nanny
Cost per month: $2,000-$2,600
Cost per year: $24,000-$31,200
Hours: Times are negotiable. Average 45-50 hours per week. Overtime pay after 44 hours.
Joy: Light housework negotiable. Lives somewhere else.
Pain: The priciest option.

The Live-In Nanny
Cost per month: $1,200-$1,800*
Cost per year: $14,400-$21,600*
Hours: Times are negotiable. Average 45-50 hours per week. Overtime pay after 44 hours.
Joy: No pick-up or drop-off — ever. Light housework negotiable.
Pain: Lives in your house.

Daycare
Cost per month (infants): $1,575-$1,695
Cost per month (toddlers to preschool): $1,050-$1,495
Cost per year (infants): $18,900-$20,340
Cost per year (toddlers to preschool): $12,600-$17,940
Hours: 7:30 a.m.-5:30 p.m. or 8:00 a.m.-6:00 p.m.
Joy: Other kids to play with.
Pain: Other kids to catch colds from. Get on five to six waiting lists immediately after conception and maybe you’ll get a spot. Late charges $1 per minute.

The Au Pair
Cost per month: $800-$1,200*
Cost per year: $9,600-$14,400*
Hours: 40-45 per week
Joy: May speak a foreign language. Young and full of energy.
Pain: Immigration bureaucracy.

* = take home after room and board